Janitorial & Cleaning Services Insurance
You provide a vital service to the companies and business owners you serve as a commercial cleaning specialist. However, while your services are undoubtedly valuable, you are at the mercy of certain hazards.
Janitorial services clean the within of commercial, industrial, and institutional buildings. Some offer exclusive services to a single client, while others have a number of regular clients or offer "as required" services to the public.
Trash removal from all areas of the premises, restroom cleaning, dusting, and frequent vacuuming, mopping, or sweeping of floors are typical services. Cleaning carpets, drapes, or eating areas, polishing floors, and window washing are examples of additional services. Some offer cleaning services for homes up for sale or after a criminal incident.
You may protect your commercial janitorial or cleaning service by acquiring the correct janitorial cleaning services insurance. What is the importance of insurance? What kind of insurance should you janitorial and cleaning service insurance carry? Keep reading to find out how to keep your company safe.
Janitorial cleaning services insurance can protect your company from litigation for less than $37 per month. Get a quick price and your certificate of insurance immediately.
A standard $1,000,000/$2,000,000 General Liability Insurance policy for small janitorial and cleaning businesses costs between $37 and $59 monthly, depending on location, size, payroll, sales, and experience.
General liability, commercial property, commercial auto, and workers' compensation will be the most popular small business insurance plans carried by janitorial and cleaning businesses. Other specialised coverages are available predicated on their specific operations.
You work in the commercial property cleaning industry. You may not believe that there are risks associated with vacuuming, mopping, dusting, and various cleaning services you give; but, there are a variety of scenarios that could occur and also have potentially disastrous results. A third party, for example, could trip and fall over an electrical wire you're using to control a floor buffer, property could be accidently destroyed, or one of your crew members could be wounded while performing a work-related operation.
The price of fixing damaged property, medical bills, and/or any legal claims filed against your company could be financially catastrophic. Janitorial cleaning services insurance can help offset these costs and keep you from having to pay for such damages out of pocket.